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The same thing can happen with savings accounts, rebates/refunds, credit balances, utility deposits, final paychecks, stocks, life insurance payouts or safe deposit box contents. When the owner has had no [link widoczny dla zalogowanych] contact with these accounts for 3 to 5 years or if the holder is unable to [link widoczny dla zalogowanych] locate the owner, the money gets turned over to the state for safe keeping until the rightful owner claims it.

Did you know that all 50 states and several foreign countries have unclaimed property offices, and they might be holding money, stocks or valuable items for you or your relatives? You wont find it unless [link widoczny dla zalogowanych] you look for it exactly the way its listed.

With $33 billion dollars held by state unclaimed property offices nationwide, the chances are good that you can find money, stocks or property that belong to you, a family member, friends, your church, a favorite charity or your business. Dont forget to look up deceased relatives, too.

That amount doesnt include $16 billion in savings bonds that have stopped earning interest, $197 million in forgotten pensions, $153 million in tax refunds that were returned to [link widoczny dla zalogowanych] [link widoczny dla zalogowanych] the IRS because [link widoczny dla zalogowanych] of [link widoczny dla zalogowanych] a bad address, $200 million for creditors in bankruptcy court and more.

In celebration of National Find Your Missing Money Day on April 16, here are 7 things you may not know about unclaimed property:

Only a few states pay interest. Most keep the interest they earn off of [link widoczny dla zalogowanych] your money.

There is no time limit on claiming [link widoczny dla zalogowanych] unclaimed property (except for Indiana, which keeps unclaimed money after 25 years, and Idaho, which keeps it after only 10 years.)

In almost every state, you can conduct a free online search for missing money, stocks or property [link widoczny dla zalogowanych] the state may be holding for you (except for Texas, which charges a 1.5% handling fee on any single claim over $100.)

When listings of unclaimed property owners are published in the newspaper, they usually just include the new names that were added since the last publication date. Just because your name isnt there doesnt mean you shouldnt check the states unclaimed property website.

There are many other places where unclaimed property may be hiding. It could be held by your city, county, state or the federal government.

Money may be held for you in a state [link widoczny dla zalogowanych] you never lived in. How could that happen? The law about turning money over to the state, [link widoczny dla zalogowanych] known as escheat priority rules, dictates that the money goes to the state of the owners last known address.

However, if the holder of the property does not have your name or address, it gets turned over to the state where the company is incorporated. (Search tip: You can enter Unknown, under the Last Name on state unclaimed property websites, and it will bring up listings with [link widoczny dla zalogowanych] an address, city and state.)

Eventually, states will auction off anything of value from forgotten safe deposit boxes. This means that personal items, such as the lock of a babys hair, love letters and photographs, are trashed. The money that is made from the sale will be held for the owner of the box.

On April 16th, celebrate Find Your Missing Money Day by doing an online search for your own missing money by going to [link widoczny dla zalogowanych] and clicking on any state youve ever lived in. Maybe youll discover that a relative left you a legacy, or youll find other money you didnt know you had. Youll never know, unless you look.

For a free report on 9 Tips to Prevent Your Money From Going to the State, visit [link widoczny dla zalogowanych] Dozens more tips and places to search can be found in Mary Pitmans award-winning book, The Little Book of Missing Money: A Quick and Easy Guide to Finding Money that is Rightfully Yours, in paperback and in all e-reader formats.

For a free report on 9 Tips to Prevent Your Money From [link widoczny dla zalogowanych] Going to the State, visit Dozens more tips can be found in Mary Pitmans award-winning book, The Little Book of Missing Money: A Quick and Easy Guide to Finding Money that is Rightfully Yours.