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Wysłany: Nie 16:51, 22 Wrz 2013 Temat postu: moncler outlet Dos And Don'ts Of Personal Finances |
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1.)Do approach the subject with honesty, courtesy and respect. Be honest with your spouse about how much things cost. Be honest about how much you earn, how much you save and where the money goes each month. Dishonesty [url=http://www.davidhabchy.com]barbour outlet[/url] is a big don't. Hiding how much something costs, or hiding that big bonus from your spouse so you [url=http://www.vivid-host.com/barbour.htm]barbour uk outlet[/url] don't have to share it leads to "financial infidelity" - the act of making your spouse distrustful of you [url=http://www.achbanker.com/home.php]hollister france[/url] [url=http://58.220.241.77/guestbook.asp]giuseppe z[/url] and your handling of money.
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3.) Do recognize each others' personal finances strengths as well as weaknesses. One may be a saver, while the other is a spender. One may prefer to bargain hunt, thrift shop and coupon, while the other may decide that the best way to get what you want is to diligently sacrifice non-essentials until the cost [url=http://www.gotprintsigns.com/hollisterpascher/]hollister paris[/url] of that shiny new toy has been saved up. One may be excellent about paying bills and making a budget, [url=http://www.gotprintsigns.com/hollisterpascher/]hollister pas cher[/url] while the other may be less organized but still manages to live within their means. Focusing on your strengths is a good way to learn from each other, and to decide who should take care of what responsibility. The planner, saver, and budgeter can learn to enjoy the occasional thrift shopping trip. The thrifty, fly-by-the seat of the pants as long as I can afford it, spouse can learn to appreciate the rewards in savoring the sweet success of saving for something new [url=http://www4.cty-net.ne.jp/~morimo/aska75/aska.cgi]peuterey Saut à ski sur la [/url] and special.
4.) Discuss long-term goals for personal finances, such as caring for aging parents, retirement, and college funding for children. Often, spouses will think they are on the same page, when in reality they aren't even in the same book. Having frank discussions about things that may not happen for years may seem silly, especially to younger couples, but coming to joint decisions on these vital topics [url=http://www.maximoupgrade.com/hot.php]hollister france[/url] will ease when the [url=http://www.thehygienerevolution.com/barbour.php]barbour[/url] once "far away" time arrives, because it will, and probably sooner than you think.
5.) Do keep an open mind. Most of us learn our spending habits and our attitudes toward personal finances from our parents or from past experiences. That means that you are both likely to bring very different mind sets to the table, even if you tend to agree on many [url=http://www.1855sacramento.com/woolrich.php]woolrich bologna[/url] areas [url=http://www.mansmanifesto.fr]doudoune moncler[/url] of personal finances. A frank, open, honest discussion with an open mind and an open heart is a lot cheaper and easier than the costly alternatives!
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