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Dump cable and use internet services instead. More and more TV shows can be viewed through online TV portals such as Netflix and Hulu. While even bare-bones, basic cable can cost $25 per month in most markets, these online services can cost as little as $10 per month and carry most popular shows.
To discourage yourself from spending recklessly, start tracking all of your expenditures. This works in the same way as a food diary does for dieters. By making you more conscious of what your small slips are costing you in the long run, this strategy helps you to stop money problems at their source.
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