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Wysłany: Pon 12:43, 09 Wrz 2013 Temat postu: cheap nfl jerseys The Pros And Cons Of SOLO Health |
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If you are looking for Colorado health insurance coverage or SOLO health plans, doing your research is key to finding what you need. Royce Vangoff wanted to change his coverage and he found a great family health insurance plan that covered everyone.
If you or your family is not part of an employer group health insurance plan - and find COBRA too costly - SOLO health plans are an option [url=http://www.orlando-apts.com/nfljerseys/]cheap nfl jerseys[/url] that may fit your needs and budget. As with most health plans, medical underwriting is required and, as with all plans, SOLO coverage includes several pros and cons.
Deductibles: A major pro is a SOLO insurance plans' flexibility with [url=http://www.vivid-host.com/barbour.htm]www.vivid-host.com/barbour.htm[/url] deductibles. SOLO offers three different deductible levels and cover 100-percent of your health benefits once your deductible is met.
Preventative care: SOLO plans get an A-plus for screenings and preventative examinations, as both are covered in full even if you have not met the plan's deductible.
Accident coverage: Accident coverage is not normally part of this insurance plan, a definite con since you never know what types of injuries or maladies can unexpectedly [url=http://www.seattlesoycandles.com]hollister[/url] arise. Obtaining accident coverage is possible through an optional rider, which may incur an additional cost. The accident rider is not likely to cover major catastrophes, with coverage that does not exceed $1,000 for each accident for each individual who is part of the plan to which the rider applies.
Prescription coverage: A positive aspect of the [url=http://www.gotprintsigns.com/uggpascher/]ugg pas cher[/url] plan is your ability to choose the prescription plan that best suits your needs, with two options: only [url=http://www.gotprintsigns.com/jordanpascher/]jordan pas cher[/url] generic medications or [url=http://www.lcdmo.com/hollister.php]hollister co france[/url] generic and brand name drugs. If your prescription drug is not yet available in generic form, this could work against you if you are forced into the higher-priced option to obtain the drugs you need.
In-Network Coverage: SOLO insurance plans require you to use health care professionals that are [url=http://www.gotprintsigns.com/monclerpascher/]doudoune moncler pas cher[/url] in their specific network, which may be a con if you are already using a doctor or specialist outside of the network. On the plus side, the SOLO network is vast and extends throughout the nation.
Referrals, mental health and savings plans: Three more pros for SOLO [url=http://www.gotprintsigns.com/uggpascher/]bottes ugg pas cher[/url] include not needing a referral to visit a doctor, mental health coverage and the Health Savings Account, or HSA. Health Savings Accounts allow you to deposit money for health-related expenses in a tax-sheltered savings account.
The most effective way to decide if SOLO health plans are a [url=http://www.rtnagel.com/louboutin.php]louboutin pas cher[/url] good fit for you or your family is to review your annual [url=http://www.getconversational.com]hollister france[/url] health care needs and gauge if they would be adequately [url=http://www.gotprintsigns.com/abercrombiepascher/]abercrombie pas cher[/url] and affordably covered by SOLO. The flexibility to [url=http://www.gotprintsigns.com/abercrombiepascher/]abercrombie soldes[/url] choose various options remains a definite plus, as long as the choices work for you.
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