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7.Without compromising proper asset allocation? use the funds in your plan that have the lowest operating expenses. Choose funds with low turnover in their portfolios.
8. Don?t borrow or make early withdrawals from your 401(k) unless that is the only way to respond to a life-threatening emergency. Furthermore, if you take an early withdrawal before you are 59.5 years old, your withdrawals will be subject to a 10 percent tax penalty (in addition to regular taxes) unless you are disabled. Just don?t do it.
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