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says Canada's youngest retiree,[url=http://monclerdownjacketsoutlet.albirank.net/][b]moncler coats outlet[/b][/url]
"The only thing I did was invest early, and any idiot can do that," Foster told a gathering during a free financial seminar yesterday at the Central Library.
Foster advised the 15 people who turned out to invest in stable stocks that pay dividends to shareholders.
"Forget the lottery ticket stocks," said the Ottawa native.
Rather than treating the stock market as a "get rich quick" scheme,[url=http://duveticasale.albirank.net/][b]Duvetica Vest[/b][/url], as most do,[url=http://duveticasale.albirank.net/][b]Duvetica Sale[/b][/url], stick to "companies simple enough for any 6-year-old to illustrate with a crayon," said Foster.
Lottery ticket stocks, mainly technology-based companies like Apple, Rim,[url=http://woolrichdeutschland.albirank.net/][b]Woolrich Arctic Jacket Online[/b][/url], Nortel,[url=http://giuseppezanottiweddingshoes.webmium.com/][b]giuseppe zanotti wedding shoes[/b][/url], can be highly profitable if you're lucky but Foster doesn't take those chances.
"You never know when the next genius will come up with a new technology in his basement that will make the technology you invested in obsolete," he said.
Instead,[url=http://monclerjassengoedkopekoop.albirank.net/][b]Moncler Jassen Online Nederland[/b][/url], the now 42-year-old made his fortune by investing in recession proof companies like Colgate.
"The reality is that people brush their teeth every day,[url=http://monclerjassengoedkopekoop.albirank.net/][b]Moncler Jassen Online[/b][/url], and come recession,[url=http://duveticaoutletcanada.halod.com/][b]duvetica jackets canada online outlet[/b][/url], they'll keep brushing their teeth," said Foster, who since retiring has penned several finance books including five national best-sellers.
An engineer by training,[url=http://giuseppezanottiweddingshoes.webmium.com/][b]giuseppe zanotti wedding shoes Shop Designer Wedding Shoes Online[/b][/url], Foster said he gave up the corporate life to work on his own terms.
"I actually like working. Work itself is good. I don't like commuting to work. I don't like having a boss, or having to dress a certain way,[url=http://monclerjacketsdeutschland.albirank.net/][b]Moncler Jacke Kaufen[/b][/url]," said Foster.
Dressed in khaki shorts, a wrinkled cotton tee-shirt and sneakers,[url=http://monclerjacketsdeutschland.albirank.net/][b]http://monclerjacketsdeutschland.albirank.net/[/b][/url], Foster is not the picture of the typical millionaire.
That's because he isn't.
He lives modestly, supporting his wife and two boys on less than $50,000 annually tax-free money he brings in through passive-dividend distributions and book sales.
"The worst way to make money in Canada is to work for it and earn it," he said, adding that he has as much flexible income as someone making closer to $70,000 in the corporate stream.
He avoids taxes and fees at all costs, even self-publishing his first novel.
"Many people are unaware of the fact that you can make close to $60,000 a year in Canadian dividend stocks without paying a cent in tax,[url=http://duveticasale.albirank.net/][b]http://duveticasale.albirank.net/[/b][/url]," said Foster.
He urged the public to stop "mindlessly paying fees,[url=http://parajumpersjakkernorgejacketkodiak.olimx.com/][b]Parajumpers Jakker Long Bear[/b][/url]."
Earlier this year, he sold his Ottawa home and debarked on a year-long tour of North America.
Foster said he didn't want to be dealing with being a landlord while on their adventure,[url=http://rogervivieroutlet.webmium.com/][b]roger vivier Shoes australia[/b][/url]. They bought a large camping trailer and plan to travel while home-schooling their children,[url=http://www.duveticajacketsjp.com/][b]デュベティカ店舗[/b][/url].
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