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Wysłany: Pon 19:13, 11 Lis 2013 Temat postu: hollister france Electronic Payment Merchant Risk |
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There is a lot written about the risks to consumers regarding electronic payments. Some people wont even do business with a company if electronic payments are the only option. Well, there are ways for customers to [url=http://www.lotogame.fr/hollisterfrance.php]hollister france[/url] protect themselves, but what about the merchants. For merchants, there [url=http://www.diecastlinks.co.uk]hollister outlet[/url] are a growing number of customers that manage all their [url=http://www.thehygienerevolution.com/hollister.php]hollister france[/url] finances online [url=http://www.mxitcms.com/abercrombie/]abercrombie milano[/url] and come to expect electronic payment options. There are ways that merchants can reduce their risks.
VERIFICATION OF FUND AVAILABILITY
The risk management will start with getting the charge card authorized. The credit card company and [url=http://www.boyntonbusiness.com/hollistersoldes/]hollister france soldes[/url] bank will provide the means for this to happen. Authorizations [url=http://www.mquin.com/pjsdoudoune.php]parajumpers pas cher[/url] dont [url=http://www.mquin.com/pjsdoudoune.php]doudoune parajumpers[/url] guarantee the owner of the card is making the purchase, it just verifies that the funds are available. Making sure there are [url=http://www.dearilievi.it]moncler outlet[/url] adequate [url=http://www.thehygienerevolution.com/hollister.php]www.thehygienerevolution.com/hollister.php[/url] funds in the account is only one step in reducing risk.
AUTHENTICATING CARD HOLDER
There is an increase risk of a fraudulent purchase or [url=http://www.tagverts.com/barbour.php]barbour online shop[/url] payment online because the signature and the card is not present. This is why companies like Visa will provide the service of authenticating the cardholder. This service will reduce the risk of [url=http://www.achbanker.com/hollister.php]hollister[/url] charge backs and increases customer security.
ELECTRONIC COMMERCE INDICATOR
When the ECI (electronic commerce indicator) is entered, it identifies the transaction as an e-commerce transaction. Once identified, the issuer of the card is able to make a more accurate authorization.
CARDHOLDER INFORMATION SECURITY PROGRAM
The CISP (cardholder information security program) is required by Visa to protect sensitive [url=http://www.ttcarpets.co.uk]mulberry sale[/url] data. Other card [url=http://www.rtnagel.com/airjordan.php]jordan pas cher[/url] issuers have similar programs. This program requires fraud prevention monitoring and requires specific routing sequences.
There is so much more to ecommerce than just taking a card number and shipping merchandise to a customer. There are the following expectations:
* Customers expect their private information secure
* Card issuers expect proper authentication
* Merchants expect prompt payment
Payment processing can be expensive when it isnt done properly. With [url=http://www.villazuki.it]woolrich sito ufficiale[/url] the services and products from Merchant Data Systems, merchants can process their electronic [url=http://www.dearilievi.it]piumini moncler outlet[/url] payments with reduced risk to their company. In addition, their Surepay Manager will assist in everything from automatic email notifications to managing partial order fulfillment.
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